I have always been someone who feels a duty to help others. My decision to become a financial advisor was made many years ago. I was discussing career paths that fit with my personal values with a friend as we drove through the Nevada desert on our way home from a Montana fly fishing trip. My friend suggested that I be a financial advisor because so many people need assistance from a person that will treat them with compassion, respect and provide transparency while advising them regarding their financial decisions.
After researching the industry a bit more and hearing similar advice from other people, I made the decision to accept a position with Dean Witter Reynolds in Sacramento, CA.
My early years in the business with Dean Witter were a great introduction to the hard work and long hours needed to build a successful business as a financial advisor. More importantly, however, were the lessons learned about the conflict of interest which can develop between an investor, the advisor and the Financial Services firm. I quickly learned that I would need to step off the beaten path in order to provide sound advice that measured up to the ethical standards which I demanded of myself and which I felt my clients truly desired.
In 1998 I relocated to Chico, CA where I continued to build my practice whiled affiliated with Edward Jones. During my tenure with Edward Jones I continued to assist my clients to make prudent investment decisions and helping them to focus on the importance of building diversified portfolios structured to their individual tolerance for risk. As a result of my desire to further separate my self from the conflicts of interest that can arise in the traditional commission based investment model I began researching the possibility of offering a fee-based alternative. This discovery period also introduced me to the philosophy of passive investing. The more I learned the greater became my resolve that I needed to evolve once again.
In 2006, I left Edward Jones and founded Murray Financial Services. The change allowed me to become an Independent Financial Advisor and to serve my clients in the manner that I had long desired. As an independent advisor I have no incentive to promote any one investment over another. Rather, I am now able to provide non-biased advice in a very transparent environment.
Away from the office I have been very active in my community as current member of the Chico Noon Rotary Club
, past board member for The Boys and Girls Club
, Big Brothers Big Sisters and Chico Country Day School
. I am a past recipient of the Big Brothers Big Sisters Big Professional award, the Boy’s and Girl’s Club President’s Award and I started the first youth rugby program in Chico.
Most importantly I value time with my wife Janie and our three children, Regan, Brenna and Keaton.