Financial Planning Services

Understanding Your Financial Planning Goals

A well-crafted plan inspires confidence. Through working closely together, we must develop a big picture understanding of where you are now with your finances. That’s step one.

Only after understanding of where you are can we then examine the available options to your situation, and create a strategy for your financial goals.

As a fee-only financial planner, our compensation does not include commissions. This means we will never try to sell you on financial products or invest your money based on our financial gain. Our fee is based on a percentage of the amount of wealth we manage for you. So, your financial success is directly tied to our success.

How Murray Financial Services Can Help You

Some of the topics that come up often with new clients include:

Big Picture Financial Planning Goals

Achieving financial peace of mind
Protecting or creating family wealth
Having work become optional
College Planning
Estate Planning

Retirement Planning

401(k) Planning
403(b) Planning
Setting a date for retirement
Pension decisions
Cash flow planning to create a paycheck in retirement
Establishing a safe spending rate

Reducing Taxes

Roth IRA conversions
Reducing capital gains

Our Process

Learn more about our process as your financial advisor:

View Our Process

Free Tools:

Goal Calculator

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Risk Analysis

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Murray Financial Services (“RIA Firm”) is a registered investment adviser located in Chico, CA. Murray Financial Services may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Murray Financial Services’ web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Murray Financial Services’ web site on the Internet should not be construed by any consumer and/or prospective client as Murray Financial Services’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Murray Financial Services with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Murray Financial Services, please contact the state securities regulators for those states in which Murray Financial Services maintains a registration filing. A copy Murray Financial Services’ current written disclosure statement discussing Murray Financial Services’ business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Murray Financial Services upon written request. Murray Financial Services does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Murray Financial Services’ web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

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